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Plan investment advisors
Primary Plan Contact
Shari Morris & Albert Pelusio
Rochester Flooring
360 Jefferson Rd, Rochester, NY 14623
(585) 427-7400
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Roth or traditional contributions
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Watch video →The impact of a 1% contribution increase
A small change today can mean thousands more at retirement. See how it adds up.
Watch video →How to save $1 million for retirement
Understand exactly how much you need to contribute each month to hit your goal.
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Changing jobs? Know your options for rolling over your retirement savings without penalties.
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Near retirement? Take advantage of higher contribution limits available between ages 60 and 63.
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Make sure the right people receive your account. Keep your designations updated.
Watch video →Plan details
2026 Contribution Limits
$24,500
2026 base employee deferral limit
Employer Contributions
Up to 4% Match
Rochester Flooring guarantees a match on part of what you contribute, and may add an extra match some years, decided by the company
Vesting Schedule
Varies by Source
The guaranteed match is yours right away. The extra match takes years to fully own — see the schedule below
Investment lineup
| Fund name | Category | Ticker | Expense ratio |
|---|---|---|---|
| Stability & Bonds | |||
| Putnam Stable Value Fund (25bps) | Stable Value | -- | 0.37% |
| Fidelity U.S. Bond Index Fund | Intermediate Core Bond | FXNAX | 0.03% |
| DFA Inflation-Protected Secs. Portfolio (I) | Inflation-Protected Bond | DIPSX | 0.11% |
| Target Date (Nuveen Lifecycle Index) | |||
| Nuveen Lifecycle Index Ret Inc (R6) | Target Date | TLIRX | 0.10% |
| Nuveen Lifecycle Index 2015 (R6) | Target Date | TLTRX | 0.10% |
| Nuveen Lifecycle Index 2020 (R6) | Target Date | TLWRX | 0.10% |
| Nuveen Lifecycle Index 2025 (R6) | Target Date | TLQRX | 0.10% |
| Nuveen Lifecycle Index 2030 (R6) | Target Date | TLHRX | 0.10% |
| Nuveen Lifecycle Index 2035 (R6) | Target Date | TLYRX | 0.10% |
| Nuveen Lifecycle Index 2040 (R6) | Target Date | TLZRX | 0.10% |
| Nuveen Lifecycle Index 2045 (R6) | Target Date | TLMRX | 0.10% |
| Nuveen Lifecycle Index 2050 (R6) | Target Date | TLLRX | 0.10% |
| Nuveen Lifecycle Index 2055 (R6) | Target Date | TTIRX | 0.10% |
| Nuveen Lifecycle Index 2060 (R6) | Target Date | TVIRX | 0.10% |
| Nuveen Lifecycle Index 2065 (R6) | Target Date | TFIRX | 0.10% |
| Large Cap | |||
| Fidelity 500 Index Fund | Large Blend | FXAIX | 0.02% |
| Fidelity Total Market Index Fund | Large Blend | FSKAX | 0.02% |
| Vanguard® Growth Index Fund (Adm) | Large Growth | VIGAX | 0.05% |
| Vanguard® Value Index Fund (Adm) | Large Value | VVIAX | 0.05% |
| Mid & Small Cap | |||
| Columbia Mid Cap Index Fund (I2) | Mid-Cap Blend | CPXRX | 0.20% |
| Columbia Small Cap Index Fund (I2) | Small Blend | CSXRX | 0.20% |
| DFA Real Estate Securities Portfolio (I) | Real Estate | DFREX | 0.18% |
| Global / International | |||
| Fidelity International Index Fund | Foreign Large Blend | FSPSX | 0.04% |
| Fidelity Emerging Markets Index Fund | Diversified Emerging Mkts | FPADX | 0.08% |
Source: Alerus Retirement and Benefits, Rochester Flooring 401(k), June 30, 2026. Returns shown are trailing period total returns. Past performance is not a guarantee of future results.
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Estimated balance at age 65
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